Uncollected money in Spain?
Collect your debt in Spain and get cash.
Uncollected money in Spain?
Collect your debt in Spain and get your cash.
Recover your debt
In less than 5 minutes and get cash
If they owe you money, claim the debt
Valid for debts processed and not judicially processed. Debts must be demonstrable.
Confidential claim of debt: Debt data is not publicly displayed for your security.
Debt recover in just 5 minutes.Single payment without sales commissions.
Collect your debt with us
Cobratis is one of the best companies of debt collection in Spain since 2008.
Our debt collection service is available for businesses, professionals, and individuals with debtors in Spain
Quick debt collection process. Results in 1 month.
Enter the data of the debt
Starting debt collection
Debt collected
Debt collection in Spain
The system of debt collection in Spain is very strict and aims to give great importance to creditors when they want to be collected the amounts due, while also ensuring that no violation occurs in case of violations by creditors against the rights of debtors. The process includes both extrajudicial and judicial measures, which differ depending on the type of debt and the regularity or livelihood amount.
Means of collecting debts when you owe money in Spain
Extrajudicial Debt Collection
It is the first action taken to try and collect on delinquent accounts. Extrajudicial efforts are those which involve negotiations and other thing between the creditor and debtor directly. These methods include:
Providing reminders for payments through letter, email or phone calls.
Establishing payment plans or extensions.
Using debt collection agencies to intervene in the process.
Legal matters are often resolved in this manner much faster and cheaper than regular court. It also gives the parties a chance to continue their working relationship if there is any, especially when it relates to commercial debts.
Judicial Debt Collection
If informal methods do not work, creditors may go to court. Judicial debt collection means that the debt is being claimed through the court system. So the main steps are:
A creditor files a legal claim with an appropriate court to substantiate the debt.
Review of Evidence: The court examines invoices, contracts or payment agreements.
Judgement: A judge may render a judgement against the debtor ordering that he/she must pay all debts, interest and legal fees incurred.
Execution: Should the defendant not comply with court ruling creditors may request for execution like asset or bank account garnishments.